Journal of Islamic Business and Management



The Role of Customer Trust towards the Adoption of Islamic Banking in Nigeria

Precious Chikezie Ezeh, Riyad Eid, Sanusi Lawal, Edwin Chukwuemeka Idoko
Published Online: June 2025
Abstract

Purpose: There is an argument that most Islamic banks do not fully adhere to Islamic principles, which can lead to mistrust and low patronage. Thus, this study seeks to empirically examine the influence of relative advantage and compatibility on Islamic banking adoption and the mediating role of trust in the hypothesized relationship.
Method: This research is grounded in quantitative research design. The questionnaire was used to collect data from actual Islamic customers. This study used a combination of convenience and judgmental sampling techniques to recruit respondents. Covariance-based Structural equation modelling (SEM) approach was used for data analysis.


Keywords

Trust, Relative Advantage,Compatibility,Islamic Banking,Nigeria.